How to Save Money on Christmas Gifts

Christmas is full of joy, excitement… and receipts. Lots of receipts. If you’re trying to keep costs down this year without losing the magic, you’re not alone. Here are some simple, realistic ways to save money on Christmas gifts - while still giving thoughtful presents your friends and family will actually love.

1. Set a Budget (and Stick to It)

Before you start shopping, write down how much you actually want to spend. Not a “hope for the best” budget - a real number. Then divide it between the people you’re buying for. It helps stop impulse buys and keeps things fair.

2. Make a Master List

Create a list of everyone you’re gifting, what you want to give them and a rough spend. Include everyone from your kids, to the hard-to-buy-for men in your life, to your mum or dad. It helps stop double buying, keeps you on track, and makes sure no one’s missed. Bonus: ticking names off the list feels so satisfying.

3. Shop Early - or Shop Late

Early: You get the best stock, more options and usually better prices.
Late: You can pick up great end of year deals if you’re flexible. 

Either way, it's cheaper than panic buying on Christmas Eve.

4. Look for Practical Gifts

Practical gifts feel thoughtful and don’t need to be expensive. Think: drink bottles, tote bags, gym towels, candles, books or everyday essentials. People love gifts they’ll actually use.

5. Combine Gifts

Instead of lots of small presents, gift one meaningful item. It’s often cheaper and feels more special. A tote bag filled with small goodies, or a toiletry bag with a skincare mini -  thoughtful and affordable.

6. DIY Where You Can

Homemade treats, photo ornaments, framed kids’ drawings, or a handwritten recipe card can become the most treasured gifts. Children can get involved too, which adds the sweetest touch.

7. Buy In Bundles

If you’re buying for multiple people, look at gift sets or multipacks. Split them up into individual gifts - this works especially well for soaps, candles, beauty minis and kids’ stationery.

8. Shop Sales Wisely

Black Friday, Boxing Day, mid-season sales are great opportunities to save if you shop with intention. Stick to your list and look for quality items at a good discount, rather than cheap one-off buys.

9. Personalise Instead of Purchasing Big

A simple gift becomes special with customisation. You don’t need to spend big - a personalised Christmas bauble, bookmark or coffee mug feels thoughtful and unique, without breaking the budget.

10. Do a Family Kris Kringle

Instead of buying for every adult, organise a Kris Kringle or Secret Santa. Set a budget everyone agrees on, like $20 or $30, and make it a theme, like funny Christmas gifts. It’s fun, affordable, and takes the pressure off while still keeping the festive spirit alive.

11. Give Experiences

Experiences don’t have to be expensive:
• A beach day voucher
• A picnic breakfast
• A homemade “movie night box”
• Babysitting for a tired parent

Experiences feel personal and save money too.

12. Remember: Kids Don’t Need Much

Younger kids value excitement more than price tags. A personalised item, a few small toys, books and something fun for summer is more than enough.

The Bottom Line

Christmas doesn’t have to be stressful or expensive. With a bit of planning, a simple list and some thoughtful ideas, you can create a memorable Christmas your family will love without blowing the budget.

Team PF x